Terms of Use

1. Acceptance of these terms

By accessing finance-easy.net (the "Site"), you agree to these Terms of Use. If you do not agree, please do not use the Site. We may update these terms from time to time; continued use after an update means you accept the revised terms.

2. License to use content

All articles, images, layouts and code on the Site are owned by Finance Easy or its licensors and protected by copyright. We grant you a personal, non-exclusive, non-transferable license to read, print and share individual articles for your own non-commercial use, provided attribution and a link back to the original article are preserved.

3. Prohibited use

• Republishing articles in whole or substantial part without written permission.
• Scraping, bulk downloading, or using the Site to train commercial models.
• Reverse engineering, probing or interfering with the Site's security.
• Misrepresenting Finance Easy content as an endorsement of any product.
• Any use that violates applicable federal, state or local law.

4. Third-party links and advertising

The Site links to third-party websites and displays advertising. We do not control those sites or their content and are not responsible for them. A link or an ad is not an endorsement. Your dealings with any third party, including any purchase, are solely between you and that party.

5. No financial advice

Content on the Site is journalism published for general informational purposes. It is not financial, investment, tax, legal or insurance advice, and it is not tailored to your circumstances. Rates, contribution limits, deduction amounts and coverage rules change; figures in an article may be out of date by the time you read it. Verify current numbers with the relevant provider or agency, and consult a qualified professional before acting.

6. Limitation of liability

The Site is provided "as is" and "as available" without warranties of any kind, express or implied, including accuracy, merchantability or fitness for a particular purpose. To the fullest extent permitted by law, Finance Easy and its contributors are not liable for any indirect, incidental, consequential or punitive damages, or any loss of profits, savings or data, arising from your use of, or inability to use, the Site or its content.

7. Indemnity

You agree to indemnify and hold harmless Finance Easy from any claim or demand arising out of your misuse of the Site or your violation of these terms.

8. Governing law

These terms are governed by the laws of the State of Delaware, United States, without regard to conflict-of-law principles. Any dispute will be brought exclusively in the state or federal courts located in Delaware.

9. Changes to these terms

We may revise these terms at any time. Material changes will be reflected in the "Last updated" date above.

10. Contact

Questions about these terms: editor@finance-easy.net.